/* Clayhouse Mortgage — mobile-first funnel engine styles.
   One step per screen, full-viewport, large tap targets. Matches site palette (Geist, black/white/sand). */
*{box-sizing:border-box;}
:root{
  --fn-ink:#111111; --fn-bg:#ffffff; --fn-sand:#f4f3f1; --fn-line:#e6e6e6;
  --fn-muted:#6b6b6b; --fn-good:#1c7a4a;
}
html,body{margin:0;padding:0;}
body{font-family:'Geist',system-ui,-apple-system,sans-serif;background:var(--fn-sand);color:var(--fn-ink);-webkit-font-smoothing:antialiased;}
.fn-wrap{min-height:100svh;display:flex;flex-direction:column;}
.fn-header{display:flex;justify-content:center;align-items:center;padding:18px;border-bottom:1px solid var(--fn-line);background:#fff;}
.fn-header img{height:30px;width:auto;display:block;}
.fn-stage{flex:1;display:flex;align-items:flex-start;justify-content:center;padding:24px 18px 40px;}
.fn-card{width:100%;max-width:520px;opacity:0;transform:translateY(10px);transition:opacity .35s ease, transform .35s ease;}
.fn-card.fn-in{opacity:1;transform:none;}
.fn-top{display:flex;align-items:center;gap:12px;margin-bottom:28px;}
.fn-back{border:none;background:transparent;font-size:22px;line-height:1;color:var(--fn-ink);cursor:pointer;padding:4px 6px;border-radius:8px;}
.fn-back-spacer{width:26px;display:inline-block;}
.fn-bar{flex:1;height:6px;background:var(--fn-line);border-radius:100px;overflow:hidden;}
.fn-bar-fill{height:100%;background:var(--fn-ink);border-radius:100px;transition:width .4s ease;}
.fn-eyebrow{font-size:13px;font-weight:600;letter-spacing:.08em;text-transform:uppercase;color:var(--fn-muted);margin:0 0 12px;}
.fn-good{color:var(--fn-good);}
.fn-title{font-size:clamp(28px,7vw,40px);line-height:1.06;letter-spacing:-0.02em;margin:0 0 14px;font-weight:500;}
.fn-q{font-size:clamp(22px,5.5vw,30px);line-height:1.12;letter-spacing:-0.01em;margin:0 0 8px;font-weight:500;}
.fn-sub{font-size:16px;line-height:1.55;color:var(--fn-muted);margin:0 0 26px;}
.fn-options{display:flex;flex-direction:column;gap:12px;margin-top:8px;}
.fn-opt{display:flex;flex-direction:column;align-items:flex-start;gap:3px;text-align:left;width:100%;padding:18px 20px;border:1.5px solid var(--fn-line);border-radius:14px;background:#fff;cursor:pointer;font-family:inherit;color:var(--fn-ink);transition:border-color .15s, transform .1s, background .15s;}
.fn-opt:hover{border-color:var(--fn-ink);}
.fn-opt:active{transform:scale(.99);}
.fn-opt-sel{border-color:var(--fn-ink);background:var(--fn-ink);color:#fff;}
.fn-opt-label{font-size:17px;font-weight:600;}
.fn-opt-sub{font-size:13.5px;color:var(--fn-muted);}
.fn-opt-sel .fn-opt-sub{color:rgba(255,255,255,.72);}
.fn-btn{display:inline-flex;align-items:center;justify-content:center;width:100%;margin-top:26px;padding:17px 24px;border:none;border-radius:100px;background:var(--fn-ink);color:#fff;font-family:inherit;font-size:17px;font-weight:600;cursor:pointer;text-decoration:none;transition:opacity .15s;}
.fn-btn:hover{opacity:.88;}
.fn-btn:disabled{opacity:.55;cursor:default;}
.fn-form{display:flex;flex-direction:column;gap:12px;margin-top:8px;}
.fn-input{width:100%;padding:16px 18px;border:1.5px solid var(--fn-line);border-radius:12px;font-family:inherit;font-size:16px;background:#fff;color:var(--fn-ink);}
.fn-input:focus{outline:none;border-color:var(--fn-ink);}
.fn-select{appearance:none;-webkit-appearance:none;cursor:pointer;background:#fff url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' width='14' height='14' viewBox='0 0 24 24' fill='none' stroke='%23111111' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'><path d='m6 9 6 6 6-6'/></svg>") no-repeat right 16px center;padding-right:44px;}
.fn-consent{display:flex;gap:10px;align-items:flex-start;font-size:12.5px;line-height:1.5;color:var(--fn-muted);margin-top:4px;}
.fn-consent input{margin-top:2px;flex:none;width:18px;height:18px;}
.fn-consent a{color:var(--fn-ink);}
.fn-hp{position:absolute;left:-9999px;top:-9999px;width:1px;height:1px;overflow:hidden;opacity:0;pointer-events:none;}
.fn-err{display:none;font-size:13.5px;color:#b3261e;margin-top:2px;}
.fn-err.show{display:block;}
.fn-check{width:54px;height:54px;border-radius:50%;background:var(--fn-good);color:#fff;display:flex;align-items:center;justify-content:center;font-size:28px;margin-bottom:18px;}
.fn-points{list-style:none;padding:0;margin:6px 0 24px;display:flex;flex-direction:column;gap:10px;}
.fn-points li{position:relative;padding-left:26px;font-size:15.5px;line-height:1.5;color:var(--fn-ink);}
.fn-points li:before{content:"\2713";position:absolute;left:0;color:var(--fn-good);font-weight:700;}
.fn-link{display:block;text-align:center;margin-top:16px;font-size:15px;font-weight:600;color:var(--fn-ink);text-decoration:underline;text-underline-offset:3px;}
.fn-fine{font-size:12px;line-height:1.5;color:var(--fn-muted);margin-top:18px;}
.fn-legal{padding:16px 18px 24px;text-align:center;font-size:11.5px;line-height:1.5;color:var(--fn-muted);}
@media(min-width:560px){ .fn-stage{align-items:center;} }