Bridge
Buy the next property before the current one sells, then pay the bridge down at closing. It removes the impossible chicken-and-egg of moving, when the timing and the equity line up.
Is this you?
How it works
A bridge loan lets you borrow against the equity in your current home so you can put a strong, non-contingent offer on the next one.
Most bridge loans are interest-only for their short life, keeping the carrying cost manageable while you sell.
When your current home closes, the proceeds retire the bridge loan, and you settle into your new mortgage.
What you’ll bring
A starting list, not a final one, every file is a little different, and we’ll tell you exactly what yours needs.
Common questions
Short-term, typically months, not years. It’s meant to span the gap between buying and selling.
It depends on your current equity and the lender’s combined loan-to-value limit. We’ll calculate your available funds.
We plan for that up front, realistic pricing and a backup exit, so the bridge stays a tool, not a trap.
Keep exploring
Another way to reach current-home equity.
Learn moreKeep the old home as a rental instead of selling.
Learn morePull equity without a short-term loan.
Learn moreThis page is informational and not a commitment to lend or a guarantee of any rate or term. All loans are subject to credit approval and program guidelines; not all applicants will qualify.
Get started
One conversation tells us whether this is your best move, or whether something else fits better. No pressure either way.
