Legal
How Clayhouse Mortgage handles the information you share with us. This is a plain-language summary; the bracketed items are placeholders to finalize with counsel before launch.
Last updated: [date]
This policy explains what information we collect, how we use it, and the choices you have. It applies to clayhousemortgage.com and our application and chat tools. [Confirm scope and effective date with counsel.]
We collect information you provide directly, such as your name, email, and the details you submit through our secure application or chat. We also collect limited technical data (like device and usage information) through standard analytics. We do not collect your phone number through general web forms on this site.
To respond to your inquiries, evaluate and process loan applications, communicate about your file, improve our website, and meet legal and regulatory obligations. We do not sell your personal information.
We share information only as needed to provide our services, for example, with lenders and service providers involved in your loan, and as required by law. [List categories of third parties and any required consumer disclosures.]
You may request access to or correction of your information, and opt out of marketing emails at any time using the unsubscribe link. [Add state-specific rights, e.g. applicable Colorado privacy disclosures.]
We use reasonable administrative, technical, and physical safeguards to protect your information. No method of transmission or storage is completely secure, and we cannot guarantee absolute security.
We may update this policy from time to time. Material changes will be posted here with a revised effective date.
Questions about privacy? Email logan@clayhousemortgage.com or call (720) 650-2147.
If you provide your mobile number and opt in, for example, through our chat widget or application, you consent to receive SMS/text messages from Clayhouse Mortgage about your inquiry or loan (such as updates, reminders, and replies to your questions). Message frequency varies. Message and data rates may apply. You can opt out at any time by replying STOP, and reply HELP for help. Consent to receive texts is not a condition of any purchase or loan. We do not sell or share your mobile opt-in information or consent with third parties for their own marketing. [Confirm final SMS program terms and the supporting privacy/terms links with counsel and your messaging provider before launch.]