Accessibility
Buying a home should be within reach for Coloradans living with a disability, and CHFA programs, along with down payment assistance, can help make that possible. Program names and the specifics of any disability-focused assistance are set by CHFA and change over time, so the most useful thing we can do here is explain how the pieces generally work and help you find what currently applies to your situation.
The starting point
How it works
Like other CHFA assistance, disability-focused help is designed to work alongside a CHFA first mortgage and the program requirements such as homebuyer education.
CHFA programs use income limits, and how specific income is treated can matter. We help you understand how your situation lines up with the current rules. See the income limits page.
Because these offerings change, the practical step is to check the current programs together rather than assume. We do that legwork with you so you are working from accurate, up-to-date information.
Where we come in
Common questions
CHFA programs are open to qualified buyers including those with a disability, and CHFA has offered assistance aimed at supporting homeownership for people with disabilities. The current programs and their terms are set by CHFA and change over time, so we confirm what applies now.
Availability and structure depend on the current CHFA lineup and can change. Rather than quote something that may be out of date, we check the current options with you and explain how each would work for your situation.
CHFA programs use income limits, and how particular income is treated can vary by program. We help you understand how your situation lines up with the current rules.
You apply through a participating lender alongside a CHFA loan. We help confirm which current programs fit, handle the application and homebuyer education steps, and guide it to closing.
We follow the Fair Housing Act and Equal Credit Opportunity Act. Eligibility is based on program requirements like income, price limits, credit, and education, and we are here to help you find the most supportive path available.
Keep exploring
The plain-English guide to how CHFA programs are put together in Colorado.
Learn moreGrant or second-mortgage assistance toward your down payment and closing costs.
Learn moreWork with a local Colorado Springs broker who offers CHFA's programs.
Learn moreThis page is general education, not a commitment to lend, financial advice, or a guarantee of program eligibility, assistance amount, rate, or term. CHFA and local program rules, income limits, and assistance are set by the program administrators and change over time; confirm current details at chfainfo.com and with the relevant local program. All loans subject to credit approval; not all applicants will qualify. We do business in accordance with the Fair Housing Act and Equal Credit Opportunity Act.
Get started
Tell us a little about your situation and we will check which current programs and assistance fit, with no pressure and no application required to ask.