Accessibility

CHFA homebuying help for Coloradans with disabilities

Buying a home should be within reach for Coloradans living with a disability, and CHFA programs, along with down payment assistance, can help make that possible. Program names and the specifics of any disability-focused assistance are set by CHFA and change over time, so the most useful thing we can do here is explain how the pieces generally work and help you find what currently applies to your situation.

Talk through your options CHFA loans explained

The starting point

Homeownership support, explained

CHFA programs are open to qualified Colorado buyers, and that includes buyers living with a disability. On top of the standard programs, CHFA has at times offered assistance aimed specifically at supporting homeownership for people with disabilities. Because the lineup and the details are set by CHFA and updated periodically, we focus on confirming what is currently available rather than quoting a program that may have changed. The official source for current offerings is the Colorado Housing and Finance Authority.

How it works

How the assistance generally fits

01

It pairs with a CHFA loan

Like other CHFA assistance, disability-focused help is designed to work alongside a CHFA first mortgage and the program requirements such as homebuyer education.

02

Income is part of the picture

CHFA programs use income limits, and how specific income is treated can matter. We help you understand how your situation lines up with the current rules. See the income limits page.

03

We confirm what currently applies

Because these offerings change, the practical step is to check the current programs together rather than assume. We do that legwork with you so you are working from accurate, up-to-date information.

Where we come in

How Clayhouse helps

We help by sitting down with you, understanding your situation, and matching it to the programs and assistance that are actually available right now, then guiding the loan through to closing. We do business in accordance with the Fair Housing Act and the Equal Credit Opportunity Act, and our goal is simply to help you find the most supportive path to a home you can keep. Reach out and we will walk through it, or connect with a local CHFA lender in Colorado Springs.

Common questions

Answered straight

Does CHFA have a program for people with disabilities?+

CHFA programs are open to qualified buyers including those with a disability, and CHFA has offered assistance aimed at supporting homeownership for people with disabilities. The current programs and their terms are set by CHFA and change over time, so we confirm what applies now.

What disability down payment assistance is available in Colorado?+

Availability and structure depend on the current CHFA lineup and can change. Rather than quote something that may be out of date, we check the current options with you and explain how each would work for your situation.

Are there special income rules for disability programs?+

CHFA programs use income limits, and how particular income is treated can vary by program. We help you understand how your situation lines up with the current rules.

How do I apply?+

You apply through a participating lender alongside a CHFA loan. We help confirm which current programs fit, handle the application and homebuyer education steps, and guide it to closing.

Will my disability affect whether I qualify?+

We follow the Fair Housing Act and Equal Credit Opportunity Act. Eligibility is based on program requirements like income, price limits, credit, and education, and we are here to help you find the most supportive path available.

Keep exploring

Related reading

This page is general education, not a commitment to lend, financial advice, or a guarantee of program eligibility, assistance amount, rate, or term. CHFA and local program rules, income limits, and assistance are set by the program administrators and change over time; confirm current details at chfainfo.com and with the relevant local program. All loans subject to credit approval; not all applicants will qualify. We do business in accordance with the Fair Housing Act and Equal Credit Opportunity Act.

Get started

Let us find the most supportive path for you.

Tell us a little about your situation and we will check which current programs and assistance fit, with no pressure and no application required to ask.

See what you qualify for
A few details and we will reach out, no application needed to ask.

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