Colorado Springs

A mortgage broker in Colorado Springs who works for you, not a bank

Clayhouse Mortgage is an independent, family-run broker right here in Colorado Springs. A bank can only sell you its own loan. We shop a range of lenders to find a fit for your situation, explain your options in plain language, and stay with you from the first question to the closing table. More options, one person who actually answers the phone.

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Why a broker

Why a broker beats a single bank

01

More options under one roof

A bank offers one menu. As a broker we compare loans across many lenders, which often means a path forward for buyers who do not fit neatly into a single bank's box.

02

One person who answers

You work with Logan and Michelle Bowles, not a rotating call center. The same local people handle your file from the first conversation through closing.

03

Education first, pressure never

We explain the trade-offs so you understand the loan you are getting. No jargon, no rush, no pushing you toward something that does not fit.

What we do

Loans we help Colorado Springs buyers with

For buyers, we handle conventional, FHA, VA, USDA, jumbo, and physician loans, plus HELOCs for tapping equity. If you are buying your first home or need help with the upfront cost, we offer CHFA programs and down payment assistance, and we have a dedicated guide for first-time buyers in Colorado Springs. For investors, we do DSCR, fix and flip, bridge, and construction loans. Not sure which fits? Compare your options or just ask us.

Where we serve

Local to Colorado Springs and the Pikes Peak region

We live and work here, and it shows in how well we know the area. We help buyers across Colorado Springs and El Paso County, including Monument, Falcon, Fountain, Security-Widefield, Black Forest, Manitou Springs, and Peyton, along with buyers throughout the rest of Colorado. Knowing the local market and the programs that apply here means we can give you a straight answer quickly, whether you are buying downtown, on the east side, or out toward the foothills. Reach out and say hello.

Common questions

Answered straight

Are you a mortgage broker or a lender?+

Clayhouse Mortgage is an independent mortgage broker in Colorado Springs. Instead of offering one bank's products, we shop a range of lenders to find a fit for your situation, then guide the loan through to closing.

Why use a mortgage broker instead of a bank in Colorado Springs?+

A bank can only offer its own products. As a broker we compare options across many lenders, which often means more paths for buyers who do not fit a single box, plus one local person who stays with you the whole way rather than a call center.

What areas do you serve?+

We are based in Colorado Springs and serve buyers across El Paso County and the wider Pikes Peak region, including Monument, Falcon, Fountain, Security-Widefield, Black Forest, and Manitou Springs, as well as buyers throughout Colorado.

What types of loans do you offer?+

Conventional, FHA, VA, USDA, jumbo, physician, and HELOC loans, plus Colorado programs like CHFA and down payment assistance, and investor loans such as DSCR, fix and flip, and construction. We help match you to the right one.

How do I get started with a mortgage in Colorado Springs?+

Reach out for a no-pressure conversation or start an application online. We will look at your goals, walk through your options, and tell you honestly what makes sense before you commit to anything.

Keep exploring

Related reading

This page is general information, not a commitment to lend, an offer to extend credit, or a guarantee of any rate or term. All loans are subject to credit approval, income and asset verification, and property appraisal. Not all applicants will qualify.

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Let's find the right loan for your Colorado Springs home.

Tell us what you are trying to do and we will lay out your options in plain language, with no pressure and no application required to ask.

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