Local programs
Beyond the statewide CHFA programs, buyers in the Colorado Springs and El Paso County area have access to local down payment assistance, including the Pikes Peak region programs and options like Turnkey Plus. They can pair with common first mortgages and, for the right buyer, stack the help available. Here is how the local programs generally work and how to figure out which fits you.
The local angle
How it works
These programs offer help with the down payment and closing costs for buyers in the Colorado Springs and El Paso County area, which is often the main obstacle to buying.
The assistance generally layers on a standard first mortgage like FHA, and in some cases can work alongside other programs depending on current rules.
Income, the home, and eligibility rules differ by program, and they shift over time. We confirm the current requirements and which one fits your situation.
Local program terms, amounts, and availability are set by the program administrators and change over time. We verify what is currently open and what you qualify for rather than relying on a static list.
Where we come in
Common questions
It refers to local down payment assistance for buyers in the Colorado Springs and El Paso County area, separate from statewide CHFA. The programs help with the down payment and closing costs and pair with a standard first mortgage. Terms and availability are set locally and change over time.
Local assistance generally pairs with a standard first mortgage such as FHA, and in some cases can interact with CHFA depending on current rules. We confirm what can be layered for your situation.
Both are local options serving the Colorado Springs area, and they differ in structure and eligibility. The right one depends on your income and the first mortgage you use; we help you weigh them.
Eligibility depends on income, the home, and the program rules, which vary and update over time. The practical step is to check the current requirements together, which we do with you.
You apply through a participating lender alongside your first mortgage. We confirm which current local program fits, then handle the application and any education steps with you.
Keep exploring
CHFA, CHAC, metroDPA, and the Pikes Peak programs side by side.
Learn moreGrant or second-mortgage assistance toward your down payment and closing costs.
Learn moreWork with a local Colorado Springs broker who offers CHFA's programs.
Learn moreThis page is general education, not a commitment to lend, financial advice, or a guarantee of program eligibility, assistance amount, rate, or term. CHFA and local program rules, income limits, and assistance are set by the program administrators and change over time; confirm current details at chfainfo.com and with the relevant local program. All loans subject to credit approval; not all applicants will qualify. We do business in accordance with the Fair Housing Act and Equal Credit Opportunity Act.
Get started
Tell us where you are buying and your rough income and we will line up the local and statewide assistance you qualify for, with no pressure and no application required to ask.
